Learn how Kanda works
Your step-by-step guide to using Kanda & getting paid in 1‑click!
Create and send a job quote
Use Kanda to draft and send a job quote to your customer. Simply enter the job details, select the financing options you want to offer, and send the quote directly from your phone, tablet, or laptop -whatever’s easiest for you.
Customer receives and reviews the quote
Your customer gets the quote via email. They can log in to Kanda to review it, accept the quote, and apply for financing. The application process is quick and straightforward, often taking as little as 5 minutes to get approved by Kanda’s lenders.
Financing approval & confirmation
Once your customer has accepted the quote and their financing is set up, we’ll notify you that everything is good to go. This confirms that you can start the job with the financing arrangements in place.
Complete the job
Carry out the job as planned. Once you’ve finished, update the job status on Kanda to let us know you’re done. We’ll ask your customer to sign off on the job to unlock your payment.
Receive your payment in full & on time
After the job is signed off by your customer, you’ll get paid within 48 hours of completing the job. The payment is processed promptly, so you get your money without any delays!
Read to get started?
Sign up, do a quick 1-minute ID check, and we’ll have our team review your info within 48 hours. Easy as that - let’s get you started!
Kanda supports 100+ trades & businesses
Got questions?
Start here!
Once you create your account and pay the onboarding fee, we’ll review your application and submit it to the FCA. Kanda’s review typically takes 3–5 days, while the FCA’s approval process can take up to 30 days, though it’s often quicker.
Your customers can finance between £250 and £25,000, and they can match the financing with a deposit of the same value.
No, you don’t need an FCA license. You’ll be appointed as an Introducer Appointed Representative (IAR) of Kanda. This lets you introduce customers to Kanda for financing.
Our team is here to help! Once you sign up, we’ll guide you through onboarding and provide ongoing support whenever you need it.
Once the customer’s finance is approved and the job is complete, Kanda pays contractors within 72 hours.
No, we don’t have any minimum turnover requirements. Sole traders are absolutely welcome to use Kanda! All we ask is that you have some online trading history or other evidence of your business activity.
Approval takes less than 30 seconds, and customers can complete their application in around 5 minutes. It’s truly “finance in 5 minutes.”
There are small fees depending on the financing option your customer chooses. We’ll walk you through the details during onboarding.
Kanda was founded by an electrician from Worcestershire, Richard Fleeman, who was tired of quoting for work only to find that customers couldn’t pay. Kanda helps tradespeople win better jobs, offer payment flexibility to customers, and get paid on time every time.
Yes! Kanda is suitable for all contractors, whether you’re in plumbing, electrical work, building, or another trade. If you can provide quotes and take on projects, Kanda can help you grow your business.