Offer Finance

Win Better Work

Build and send quotes to customers
Offer finance in 5 minutes
Get paid on time, every time
Get Started
Trusted by 1000’s of UK trades. No minimum turn‑over.
No FCA licence required. All major trades accepted.
Iphone displaying finance options on Kanda homepage

Kanda is the fastest way for all tradespeople to offer pay monthly options.

You can start offering finance within 2-4 weeks - no trading history required. We’re that fast.
Apply to offer finance in 5 minutes
No trading history or paperwork required
Start using Kanda within 2-4 weeks
Tradesperson who won a job on finance screwing in a lightbulb
Join 1000+ tradespeople on Kanda

How it works

Build a job, choose finance options, and send it out.

It’s so fast you can even do it while you’re on the go.
0% APR
10 months
1 year
2 years
5 years

Customers get the quote and can easily apply for finance online.

They can be pre-approved for finance in 5 minutes.
£34
.99
/ mo
10 months

When approved, you can begin the work. Afterwards, get paid right away.

No more chasing payments. Get paid on time, every time.
Payout
£1,750

Options for all customers

14.9% APR

Interest bearing finance up to 10 years

Offer your customers 14.9% APR between 2-10 years.
0%

Interest free finance up to 36 months

Offer your customers 0% APR between 10-36 months
Win Better Work.

Start offering finance today. Let’s get started.

Get started — Book a call

Success stories

Here’s what people are saying

TrustScore 4.7 | 128+ reviews
Integrating Kanda into our site was a breeze and led to 40% increase in conversion.
Bruce Hurton, Director of Shnugg review of Kanda finance
Bruce Huxton
CEO, Shnugg.co.uk
I feel like I have a whole sales team working for me when I'm talking to my customers.
Phil Ryder, Director of Ryders Construction review of Kanda finance
Phil Ryder
Director, Ryders Construction
It's been easy to use since the first call, so happy to have the option of finance available.
aaron fox director of clearview leaving a review of Kanda finance
Aaron Fox
Director, Conservatory Roof Solutions Ltd
TrustScore 4.8 | 81 reviews
Since using Kanda I’ve literally had 20+ inquiries a day for work. It’s crazy, who knew offering finance was such a huge unlock for my business.
Calvin Winn
CCW Plumbing and Heating Ltd
Before Kanda it was taking me weeks to get paid by my customers, now I get paid directly by Kanda on time. It helps me manage the cashflow and build my business.
Rob Saxon
Saxon Plumbing & Heating Ltd

Use our API to add Kanda to your website

No coding required.
Kanda finance homepage displayed on a mobile phone

Get a free marketing pack when approved

Fully customised adverts.
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What trades can use Kanda?

Electricians & EVChargepoints
Window & Door Fitters
Gas Engineers
Floor Layers
Driveways & Patios
Fireplaces
Kitchen Fitters
Air Conditioning
Roofing
Renewables
CCTV & Security
Garage Doors
Landscaping & Paving
Bathrooms
Conservatories &Garden Rooms
Artificial Grass

What Businesses Can Use Kanda?

All Major UK Trades
Service Based Business
Renewable business
Online retailers
Auto Detailing and Mechanics
Architectural Services
IT Services
Machinery
Driving Lessons
Events Planning & Weddings
Furniture, Jewlery, and Tools!
Appliances
Dental & Aesthetics
Computer Building
Personal Protection
Cleaning Services

Frequently asked questions

How long does it take to set up?
You can start offering financing through us within days after you’ve signed up. We’re committed to reviewing onboarding forms within 3-5 days.
How do deposits works?
Before a job starts your customer will pay a deposit to Kanda of between 10%-50% of the job value and sign a credit agreement for the balance. Kanda will pay you the entire amount minus any fees within 2 working days of the job being completed and the satisfaction note getting signed.
How quickly does my customer get approved?
It takes less than 30 seconds for your customer to be approved and they will need around 5 minutes to complete the application form. It really is finance in 5 minutes.
How does offering finance win me better work?
It makes your pricing more competitive and it gives customers the option to increase the total job value. So not only do you win the work on price but you also win a larger and better job because customers can choose the premium options.
What happens if my customer doesn't sign off the job?
If a customer was reluctant to sign off the work because they didn't feel the job was up to the standard promised then they would need to send Kanda evidence. We'd then work with the customer and you as a mediator to resolve the issue. Disagreements happen - rarely - but when they do, we'll be on your side.
Are there fees for financing. And what’s the minimum quote value?
There are small fees for financings depending on the type of finance taken out by your customer. You can see all of the options on our pricing page.

Kanda will finance jobs between £500 to £50,000. Customers will need to pay a deposit between 10% and 50% of the total value.
Do I need an FCA license?
No, you will become an introducer appointed representative or 'IAR' of Kanda. This means you can introduce customers to Kanda so they can obtain credit. Psst... we don't charge you any set up fees for this, unlike some people...
Who are you guys?
Kanda was started by an electrician from Worcestershire named Richard. He was frustrated to quote for work only to find out that customers didn’t have any way to pay. He didn’t just want more work — he wanted better work — and quality customers.

Who are Kanda? We’re English. We’re contractors. And we’re here to help you grow your business.
Do I have to use the API?
Nope! Kanda's API is there for businesses who sell their services directly from their website. You can just use Kanda's web portal to offer finance.
What is the min turnover required? Can sole traders use this?
We have no minimum turnover requirements and sole traders can absolutely use Kanda. Great, right?

Frequently asked questions

How long does it take to set up?
You can start offering financing through us within days after you’ve signed up. We’re committed to reviewing onboarding forms within 24 hours.
How quickly does my customer get approved?
It takes less than 30 seconds for your customer to be approved and they will need around 5 minutes to complete the application form. It really is finance in 5 minutes.
How does offering finance win me better work?
It makes your pricing more competitive and it gives customers the option to increase the total job value. So not only do you win the work on price but you also win a larger and better job because customers can choose the premium options.
What happens if my customer doesn't sign off the job?
If a customer was reluctant to sign off the work because they didn't feel the job was up to the standard promised then they would need to send Kanda evidence. We'd then work with the customer and you as a mediator to resolve the issue. Disagreements happen - rarely - but when they do, we'll be on your side.
Are there fees for financing. And what’s the minimum quote value?
There are small fees for financings depending on the type of finance taken out by your customer. Our people will talk you through the options.

Kanda will finance jobs between £500 to £50,000. Customers will need to pay a deposit between 10% and 50% of the total value.
Do I need an FCA license?
No, you will become an introducer appointed representative or 'IAR' of Kanda. This means you can introduce customers to Kanda so they can obtain credit. Psst... we don't charge you any set up fees for this, unlike some people...
Who are you guys?
Kanda was started by an electrician from Worcestershire named Richard. He was frustrated to quote for work only to find out that customers didn’t have any way to pay. He didn’t just want more work — he wanted better work — and quality customers.

Who are Kanda? We’re English. We’re contractors. And we’re here to help you grow your business.
Do I have to use the API?
Nope! Kanda's API is there for businesses who sell their services directly from their website. You can just use Kanda's web portal to offer finance.
What is the min turnover required? Can sole traders use this?
We have no minimum turnover requirements and sole traders can absolutely use Kanda. Great, right?